Debt Zero ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Debt Zero.
Information We Collect
Debt Zero is designed to be privacy-first. We do not collect, store, or transmit personal data directly. All financial balances, interest rates, strategies, and account names you input are stored strictly on your local device and synchronise to your personal iCloud database under your private Apple Account. We have no access to this information.
Third-Party Services
We use the following third-party services to help provide and improve our subscription features:
- RevenueCat (prior to version 9.0.3): Prior to version 9.0.3, Debt Zero used RevenueCat to manage and validate subscriptions and in-app purchases. RevenueCat may have collected anonymous transaction-related identifiers to facilitate those transactions. You can review their privacy policy here.
- Apple StoreKit (version 9.0.3 and later): Starting in version 9.0.3, Debt Zero exclusively uses Apple's StoreKit framework to handle in-app purchases and subscriptions. No third-party purchase intermediaries are used. All transaction processing is handled directly by Apple.
Data Security
We leverage native Apple system libraries (SwiftData and CloudKit) to ensure your data is stored securely. Although we use industry-standard encryption practices built into iOS, no method of electronic storage or internet transmission is 100% secure, and we cannot guarantee absolute security against local device compromises.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. You are advised to review this page periodically for any updates. We will notify you of any adjustments by updating the "Last updated" date at the top of this Privacy Policy.
Contact Us
If you have any questions or feedback regarding our Privacy Policy, feel free to reach out directly to our support team at [email protected].